The tripling of the S&P 500 index over the past decade has helped retirement assets balloon, but saving for the golden years could get harder, requiring a shift in strategy.
Negotiating is an everyday thing. You do it when you wake up, just before breakfast, as you try get your kids ready. You do it as you make your way through traffic or on the metro to work, negotiating your space, who is first in the line, who merges first in the traffic. You definitely do it at work.
How can we (or anyone in a high cost of living area) possibly consider FI? It seems impossible… and yet, our story proves that it doesn’t have to be. The truth is, you can pursue FI, with kids, living in a city like Vancouver—no deprivation required!
I use a simple Excel spreadsheet with pivot tables to track spending. I’ll explain why I started this exercise this year and why I felt the free online tools were inadequate for my purposes.
New round today! Vote for your favorites as the best personal finance posts battle for top article of 2018!