★ Money Challenge #21: Choose Your Own Challenge

This is part of our weekly Money Challenge series. Be sure to check off any you’ve missed!

One thing that never ceases to amaze me about personal finance is how different everyone's situation is. You would think that because we are all dealing with the same tools (cash, numbers, math, budgets, etc.) that more people would be in the same place, but you don't have to look very deep to see massive differences. Bottom line... Personal finance is personal. Because of this, we thought it would be fun to do a challenge everyone could make their own:

For this week's challenge, choose your own adventure challenge!

Here are a few ideas to get you going...

  • Check something off your to-do list that's been there for way too long
  • Set a new goal or review your current goals
  • Do some career/side hustle scheming
  • Do something not related to finance at all, but that can have a long-term financial impact (eating healthier, exercising, decluttering!)

Let us know what you decide to choose, and what it will do for your money. If you're looking for ideas, check out our growing list of 20 other money challenges! – Derek, Master of Challenges ***** PS: Curious to see how last week’s challenge went? Click here and scroll to the bottom.


Here's some of the highlights from this week's challenge over in the rockstar forums.

I'm challenging myself to find combinations to improve myself. For example, walking my dog with my husband covers a lot of stuff: my health, my husband's health, our dog's health, good quality time, not paying for a gym, and not spending money doing anything else. I also just started a blog with themed days that are meant to make me write regularly, learn new art things, finish art projects, continuously learn new financial things, and put myself out there. These are all goals I've been trying to keep myself accountable to for a while, but was not keeping up with. -Smudged

I am challenging myself to bring 2 bins of my sons toys/clothes to a donation drop this week. The clutter is getting out of control! -MamaFishSaves

I just started seriously diving into my Spartan Race training and this week my challenge is to do my pushups every day!! -AmyB

My challenge this week has nothing to do with money or finances it has to do with tears... My 19 year old son is leaving this week for a 4 month job out-of-state. My challenge this week is to show love, support, and encouragement for him to be taking such a huge leap of faith into the unknown and not cry! He doesn't need his mom blabbering all over the place at the airport. A simple hug and "GO GET 'EM" is what he needs. Not a worried mother. I'm trying to live up to this challenge. It's a tough one on a personal/emotional level. -Mrs_Need2save

So, I tried starting a meditation habit back in March. It was somewhat successful - I used an app and meditated every day for 3 weeks. And I noticed my blood pressure was lower at the doctor after meditating for a couple of weeks...related or not? I think it must have been. I've since fallen off of the meditation wagon, so to speak. Went to the doctor today and my blood pressure is higher than before (it's not even close to dangerously high, btw, but I felt better overall when I was meditating - physically and mentally). So, I challenge myself to meditating each day for the rest of the month!! -CentsiblyRich

I'm going to finally get my meal planning under control to save my sanity and money too. -MakingYourMoney