β˜… Rockstar Giveaways: Two Cents, For Your Two Cents!

rockstar giveaways

What up, what up! As part of our new Original Series here at Rockstar Finance, we’re dedicating every Wednesday to giving away some cool stuff and having fun.

Some of it will be valuable and super helpful, and others – perhaps like today’s? – will be just downright silly. Still, it’s all free to you, and we hope you’ll enjoy the change of pace πŸ™‚

Good luck!

This Week’s Giveaway: An 1865 Two-Cent Piece

two-cent piece
Yes it’s real, and no you can’t spend it anymore. Well, technically I guess you can as it is/was legal tender, but it would not only break my heart as a Numismatist (that’s “coin collector” to the layman), but also be a pretty boneheaded move considering it’s worth about $20.00 πŸ™‚

So in that regard alone you should be clamoring all over this! But in the off chance you’re not, here’s a little history lesson in case it sweetens the deal:

The two-cent piece was produced by the Mint of the United States for circulation from 1864 to 1872 and for collectors in 1873… The economic turmoil of the American Civil War caused government-issued coins, even the non-silver Indian Head cent, to vanish from circulation, hoarded by the public…

Although initially popular in the absence of other federal coinage, the two-cent piece’s place in circulation was usurped by other non-precious metal coins which Congress subsequently authorized, the three-cent piece and the nickel. It was abolished in 1873; large quantities were redeemed by the government and melted.Wikipedia

Imagine the hit you’d be at the Christmas parties this month spreading that knowledge around? And then the looks on their faces when you whip it out of your pocket?!

Hot. Damn.

So if you want a piece of our nation’s history, here’s your shot.

Answer this question below in the comments and you shall be entered to win:

What’s the best two cents advice you can offer us? Whether in life, money, etc?

The best answer gets it, and the most ridiculous one will be awarded our booby prize…

Can never say that we’re not fair πŸ˜‰

See you back here next week with another awesome giveaway…. Hope you’re enjoying all the new series so far! Another one drops tomorrow!

**GIVEAWAY OVER** Congrats to β€œk.Jam” who won the coin, and double congrats to β€œInvestment Hunting” for winning the booby prize: a bag of chocolate coins πŸ˜‰

PS: We’ll run this until Tuesday at midnight, and then announce the winner back on this same page here… As well as what the booby prize was (!). Bonus points btw to the winners who send us back pics holding their prizes πŸ™‚

UPDATE: Got a message from the new owner of the coin, haha… Love it:

two cent coin seas

“Here she is, horribly back-illuminated by the sunset at sea, about 100 miles offshore.Β  We had calm conditions on this one, thankfully!Β  At first I really didn’t like the picture because you can’t see the face of the coin. On second thought, though, I took this on an exhausting trip to make more modern coin. Maybe the picture is some deep commentary on the ever-changing shape of what humans have held valuable over history, illuminated yet hidden by the sun, a widely worshipped symbol of time itself. Or something.”

97 replies on “β˜… Rockstar Giveaways: Two Cents, For Your Two Cents!”

Never bite off more than you can chew. Save your money in times of need or investing for your future needs and you’ll make it out alright.

Always question your beliefs. You may believe something that doesn’t serve you or anyone else for that matter. Our beliefs create our lives.

That’s my two cents. I love your blog and read it every single day! Thanks J. Money!

Two cents that really stuck with me were from an interview with a professional mountain bike racer:

‘Don’t look at what you don’t want to hit.’

It sounds simplistic, but think about it for a second… We naturally focus on the hazards ahead (in riding bikes and working out our finances). This only distracts us from the faster, simpler, safer path that is also right in front of us. So look at that instead!

Live your life, not anyone else’s. We each have our own situations, hopes/dreams, goals, so don’t let other people’s opinions or lifestyles alter your own! πŸ˜‰

Thank you for all you do, J! My husband and I have followed you for a few years now and our lives are better for it!

My mama always told me, “It never hurts to ask.” Because really, what have you got to lose? You only stand to gain and you’ll never know until you ask.

Also, I’m for real drooling so hard over that penny. *heart eyes emoji*

Take risks in life. I have met many older people who regretted not taking more risks. I have never met someone who regretted taking risks. Later in life, you won’t remember the times you didn’t take action, you will remember the times you did.

If you don’t have the cash to pay for it, you don’t need it. (the un-sexy version of “Budgets are sexy”? haha)

My mom (learned from her parents) was a big believer in you can be rich on any income. I ALWAYS felt like we had more than enough for my wants and needs growing up and my dad was a school teacher in a rural town while my mom stayed at home. Being taught by example how to manage money made it so easy to live on a budget and save money for myself. Forever thankful.

Not taking advantage of an employer match on your retirement plan is akin to declining a raise.
I’ve heard so many times that the match is considered “free money.” This is an absurd concept, and no one should buy into this lie. If it were free, everyone would get it whether they worked for the company or not. I work for all of my benefits, including the company match.

Don’t Talk About It, BE About It. At some point you have to take action to achieve what you want, whether it’s career related, finance related, or relationship related, you can read/prepare/plan/think-it-over all you want, but nothing will happen without taking action and being your goal.

Mine are only worth about a penny each, so I’ll give you two to hit full value:

1) “If you aren’t willing to stand up for yourself, you deserve whatever you get.”

2) “If you think with your dick, you’re gonna get screwed. Whether figuratively or literally is entirely dependent on your luck that day.”

My advice is actually 2 different things (so a twofer). πŸ˜‰

1. It never hurts to ask. The worst they can say is no and you’re no worse off than if you hadn’t.

2. Hope for the best, but prepare for the worst. It really is about research and preparation.

Love the site and been reading pretty much since the beginning.

My Advice:

Live a values-based life. Know what your values are, and make your personal, professional, and financial decisions based upon those values. Everyone’s values are different, and it’s okay if your decisions don’t match up with the person next to you. The only person you can truly control is yourself, so it’s important that you make decisions not only that you can live with, but that you can be proud of, and that provide you peace.

…but that’s just my 2 cents πŸ˜‰

“No matter how slow you are going, you are out-lapping everyone on the couch.”–Great for money management and for fitness–starting small might seem insignificant, but it adds up over time and you are doing better than those who aren’t doing anything.

Ohhhhh, this is a good one J!

“To be, rather than to seem”

Heard about this recently; think it’s a fantastic reminder to stop chasing things to seem rich, happy, whatever and instead do the work and be that person.

My 2 Cents – “For now, you should probably keep your pecker in your pants.” As told to me by dad when I was 18, sadly I didn’t listen…

My 2 cents: As long you are doing no harm, live life by your own rules and in your own way and don’t worry about what people will think.

There’s 3 kinds of people in this world, those who can count and those who can’t – so I became a financial advisor.

In all seriousness though: life is not about waiting for the storm to pass, it’s about learning how to dance in the rain.

I always thought recognizing what needs changing is the most important step. Then I read this and it flipped my perspective that taking action, whether you fail or succeed, is much more powerful.

‘It’s easy to see you’re on the wrong side of the river. Getting across is the hard part.’

What’s the best two cents advice you can offer us? Whether in life, money, etc?

You work where you live

You spend your very life in pursuit of money to survive and thrive, and to make it worse on yourself by commuting and spending money while trying to gain makes no sense to me. Neither does it make sense to me to live in a beautiful place, but commute to a nightmare city for work. If a place is good enough to work in, it ought to be a good enough place to live.

What I tell my kids every morning as they leave for school, “Do your best and try to learn something.” Never stop learning! So thanks for the info about the two cent piece. Thanks to you, J, I’ve learned something new! πŸ™‚

Thanks J…your comment means a lot to me.
Am a hardcore fan of Rockstar Finance.
Here’s another one which I love….”Life’s unfair…..but it’s unfair for everyone else…..that makes Life fair”

As long as you look outward for happiness and satisfaction in your life, you will never find it.

I have a “treasure chest” at my house with all sorts of old coins and foreign currency – the two cent piece would love to join the party! πŸ™‚

“There are always a thousand reasons NOT to do something.”

In our financial lives, we always seems to have to have resistance to change, and we are very good at coming up with reasons NOT to do things.

Whether it be maxing your 401(k), starting a side hustle, or saving 50% of your income, just be aware that you will naturally come up with a 1000 reasons NOT to do it.

Be Nike instead and “Just do it.” Work out the details as you go along.

My 2 cents. πŸ™‚

A million dollars starts with one cent…in this case, 2. πŸ˜‰

Basically, just because you’re starting from the bottom doesn’t mean you will never reach the top…you just have to push harder to gain a bit of momentum. whether it be financially or not. Something I have learned a few times in my life!

A lesson that my cross country coach use to teach us was:

“It’s easier to keep up than catch up.”

I was taught this lesson in a race setting but I’ve found that it holds true in nearly every aspect of life. Once we’ve set a pace (whether fast or slow) or habit (whether good or bad) for ourselves it is really hard to change it. If we set good habits and slowly chip away at our goals over a long period of time we can easily accomplish a ton. But if we put everything off to the very end and have to scramble to do the whole goal at the very then chances are you’ll fail. ie. if you want to be a millionaire by the time your 50 its a hell of a lot easier if you start saving/investing a little bit every day when your 20 than it would be if you decided to wait until you were 40 and had to find a way to stash away huge amounts each year.

Take a look at any of your goals and let me know if you can find a situation in which this doesn’t hold try.

What’s the best two cents advice you can offer us? Whether in life, money, etc?

Whatever you do, do it with all of your heart. That’s my 2 cents

Value your own happiness. Track it like the mystery it is. Notice when and why you are happy. Notice what increases your happiness and what diminishes it. Journal it. (Can you believe we forget what makes us happy? Happens all the time.) Never pursue things that SHOULD make you happy, but don’t. Don’t confuse it with pleasure. Pleasure can be short term and lead to unhappiness. Happiness is like a thing of beauty – it will give joy forever.

Two cents for this easy advice to remember, but it takes a lifetime of practice to get it right:
You are responsible for your own happiness.
Just remember – it’s not your circumstances, it’s your response that matters.

Your actions guide your attitudes, not the other way around. If you want to change the way you think about something, act the way you want to think.

Here’s mine:
“Future You is going to judge Current You. Harshly.”

This is something my daughter once said, and it’s true. So tempting to forgo saving for retirement, taking the time to research major purchases (or minor ones), and weighing the opportunity cost of expenditures.

Do it anyway. YOLO can turn into “uh-oh” if you spend like there’s no tomorrow. Because there generally IS a tomorrow, and it usually costs at least as much as today.

(That thumping sound you hear is me getting down off my soapbox.)

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