★ The Rubber Band Method

"Here’s what you do. You put a rubber band on one of your wrists each morning when you brush your teeth. Pick a wrist and always start with the same one. Then move that rubber band to your other wrist at any point before the end of the day by meeting one single condition. How do you move the rubber band? By doing something, ANYTHING, that will move you toward your goal of debt freedom."

-------- Photo Credit: hint of plum