As an immigrant, you are typically not used to a lifestyle of debt. At least if you’re an immigrant like me. From where I come from, it’s either you have the money to make a purchase or you just forget about it. It’s cash and carry. As a fresh immigrant with this mindset in America, if you avoid the shackles of debt to reign you in, you will get ahead faster.
Building most of my social life around friends I made at church helped us become rich. This is how two normally un-connected activities, like attending church and becoming rich, became the same thing for us.
Immediately upon moving out, if not sooner, your kid will need his own checking account. It’s a requirement to pay many bills when living on your own. Your child must understand how to open a checking account, whether online or in the bank, and how to keep enough money in the account.
Look at your past experience, skills, and interests to tailor your job search to find something you might be a fit for. If you’re using sites like Indeed, LinkedIn Jobs or Monster.com to search for jobs – you can search for your specific interests and skills to narrow your search.
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