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This has nothing to do with making money. It has nothing to do with saving money. It has to do with having and holding onto your money. It’s not enough to make more money. It’s not enough to save a bunch of money. You have to know how to hold onto your money. You have to know how to have it.
So with the end of a year and the beginning of a new year upon us, it is appropriate to take a look at what this means. A year ends on a certain day at a certain time because of some convention we have on paper. It does not exist everywhere, in all cultures. As a result, it is transient and subject to revision.
If there’s one question about retirement planning that many people feel unsure about, it’s this: How much should I contribute to my 401(k) each year?Seriously...what’s the magic answer? Is it 5%? 10%? 15%? Take a stroll around the Internet, and you’re bound to find a number of opinions from reputable sites.
Money habits are the little things we do every day with our money. The little $5 choices that we make over and over. Like other types of habits, you can have healthy money habits and unhealthy money habits.
New round today! Vote for your favorites as the best personal finance posts battle for top article of 2018!
Rockstar Guest Curator
Jon helps people improve their finances one day at at time on his blog, Compounding Pennies. By making small changes consistently, you will see massive improvement in your finances and overall life.