“I want don’t just want my golden years, I want my best years,” he said. “Financial independence allows us to build that into the conversation. [Some people want to get to a point where working is optional. For others, it’s about if you do] work, it’s out of a sense of purpose and … actually adding value to your life.”
I have always wondered why people act like debt is bondage or a curse. Well, it is an obligation. And if you borrow unwisely, you can easily get under a great burden of debt. But if used wisely, debt is not bondage. Debt is financial leverage.
For a lot of us, our phone is a permanent fixture in our hand or pocket, and whenever we have a moment of idle time, we check it for messages, emails, social media, or we’re sucked into a pointless game with endless levels.
There are many, many cases in which the suggestions below would not be the best approach for an actual person, due to their personal circumstances. I have mentioned some of the circumstances that would suggest alternative approaches, but in each of the topics below there are plenty of potential factors that I have not mentioned.
I don’t mean to brag… but back in the day I used to be pretty awesome at starting fights about money. My expert skills earned me 7 messy break-ups, 3 National Asshole Awards, and countless nights sleeping on the couch!