"A very simple way to think about personal finance, and this is really all you need to learn, is to think of yourself as driving a car towards a destination. Let's assume the car is an automatic. Then it will have an accelerator and a brake. For every action you take, you have to stop and consider this: If I do this; if I engage in this activity, am I pressing the accelerator or the brake?"
Read the entire (insightful) article here: EarlyRetirementExtreme.com
----- [Awesome photo by JFXie]