★ Why You Should Pretend Gas Is Still $4 Per Gallon

"When gas prices start climbing, you’ll want to be prepared. The best way to accomplish this is to charge yourself the same price for gas that you used to pay. If you buy 20 gallons per week, and the current price is $2.65, that works out to $53 spent on gas. Back when prices were $3.50, that would have cost you $70. That’s a savings of $17! ...The idea behind charging yourself more is that you take the $17 and apply it to something that won’t hurt you once that money returns to paying for gas once the price goes back up."