Physical Restraints to Stop Spending Money

There are several ways you can physically separate yourself from your plastic. The first option is to put them into a plastic sealable bag, fill it with water, and put it in your freezer. You can also cut up your cards (but still keep the accounts open for credit history purposes or to continue to pay off debt), or you could open up a safety deposit box at the bank and put your cards in there.

Check out the entire article here: FrugalConfessions.com

-------- [Photo cred: Mark Coggins]