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Real Estate Rockstar Content

Where Are We in the Real Estate Cycle in 2019?

Back in 2018, Robert Shiller, founder of the eponymous Cape-Shiller index, warned that the housing market was becoming overheated. While it’s anyone’s guess whether we are due for another crash, we can look at market indicators for clues about where we are in the real estate cycle. The Four Phases of the Real Estate Cycle […]

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Newsletter Rockstar Content

If you think financial advisors are a waste, here are six reasons why they aren’t

Managing finances properly is a crucial life skill. Everyone needs to know how to balance a checkbook, pay their bills on time, keep their credit rating in good order and create an overall life fiscal plan. Many people have a basic financial education. However, specific circumstances often require an understanding of complicated details. This is […]

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Featured Newsletter

Monday Hits: Real Estate in Expensive Markets, Learning from Financial Mistakes

How to Get Started in Real Estate in Expensive Cities “You might think that it’s impossible to get started in real estate investing if you live in an expensive coastal city, but that simply isn’t true. There are numerous ways to get your foot in the door.”   The Time for Plan B “So if […]

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Newsletter Rockstar Content

How to get started real estate investing in expensive cities

By: Real Finance Guy Getting started with real estate investing can be tough. Real estate is generally quite expensive, so the price of entry is high. Even a modest single family home in a relatively low cost of living city like Indianapolis or Spokane start in the $150-250k range, meaning a 20% down payment would […]

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Investing

[2019] Trim’s Debt Coach Helps Cut APR

Having trouble staying on top of your credit cards? Want help negotiating down sky-high APRs? Trim to the rescue! Trim is a Messenger app that debuted in 2015 to help harried people find and cancel subscriptions. In 2019, Trim added a whole suite of services aimed at helping users manage debt, negotiate high APR rates, […]

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Featured Newsletter

Friday Hits: Paying off My Cabin, No Longer Trying to Save

Year 2 of My Cabin Payoff Journey “And while we’re not going up as often as we once did, the expenses don’t stop. We dropped $1,900 in January on gravel and road work up at the cabin. That’s in addition to the $3,857.21 we paid towards the mortgage that month.”   Focus on the Present “For […]

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Investing

I Used Sweatcoin for 30 Days: Is it a Scam? [A 2019 Review]

When I first heard about the Sweatcoin, I thought it sounded like a scam. The app rewards you for walking. You earn points in the form of digital currency (“Sweatcoins”) for every step you take. You can redeem these Sweatcoins for real-life rewards. I used Sweatcoin for a month to try and rack up some […]

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Featured Newsletter

Thursday Hits: Retirement or College Fund & Going to Extreme Lengths to Avoid the Baggage Fee

Should You Start a College Fund or Focus On Your Own Retirement? “So if you’re presently confronted with the decision to regularly put money into your children’s college savings account or max out your retirement savings accounts, which one should you prioritize?”   Traveler Wears 9Lbs of Clothing to Evade $85 Baggage Fee “A 30-year-old […]

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Featured

Wednesday Hits: Lessons for Losing Money on a Home; Easier to Retire at 35?

10 Lessons I Learned Losing Money on My First Home “Losing $10,000 wasn’t exactly what we had in mind for our first home, but to be honest, we were pretty fortunate. The market had tanked during the 3 years that we lived there, and many of our neighbors were in worse situations.”   I Quit, […]

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Real Estate

Buyer Beware: Rapidly Rising Condo Association Fees

Condos are riding a wave of popularity, driven by millennials snatching up their first home and baby boomers looking to downsize. However, before you commit to buying a condo, make sure you factor in hefty condo association fees. Condo association fees account for a noticeable portion of housing expenses. More worrisome, they’ve been rapidly rising […]