**Today's Features**
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### [**How to Create Intergenerational Wealth**](https://www.suredividend.com/intergenerational-wealth/)

"You aren’t going to build wealth overnight in the stock market. Warren Buffett has averaged returns of around 20% a year over his investing career. You aren’t going to average 200% or 400% returns a year. You are not 20x or 40x better than Buffett. No one is."  

### **[I Lived Off of My Credit Cards Because Spending an Emergency Fund is Actually Terrifying](https://www.champagneandcapitalgains.com/blog/2019/2/9/surviving-semi-unemployment-i-lived-off-of-my-credit-cards-because-spending-an-emergency-fund-is-actually-terrifying)**

"Today as Part 1 of a two-part series on “Creative Choices in Desperate Financial Situations,” I’m going to tell you guys about the time I was semi-employed and how I funded my life primarily with credit cards because the prospect of running out of cash is scary."

 

### **[Career Tip: The Dots Will Connect](https://wanderlustwendy.com/dots-connect/)**

"I hope my story inspires you to make seemingly scary life decisions, and trust that your own dots will somehow connect. It takes a lot of hard work and a little dumb luck, but upfront master plan required."     **Guest Curator:** [Millionaire Mob](https://millionairemob.com/) is an early retirement blog where people come together to find the best travel deals and financial advice.