★ Are You a Hunter or Grazer?
"Grazers are those of us who pay for items over the long term, paying off their purchases one bite at a time. Money comes in and quickly vanishes, sucked up left and right by creditors and monthly subscription services. ... Hunters are mostly idle and only take down prey when they’re hungry. They eat huge meals that last them for days, lounge around to rest and digest, study nearby herds to plan their next attack and start the cycle over again once hunger beckons."