★ The Half Payment Method

"What usually happens when there is money just left on the table? It typically becomes absorbed somewhere else in your spending because subconsciously, you have the money still on the table. If, instead, you used half payments, you would manage to have your full car payment every month without having to scrape by. You would end up with more money in your pocket over time and your finances would become easier to manage, lessening your financial stress. The half payment method is exactly how I managed to stop living paycheck to paycheck."

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