★ The Golden Rule of Budgeting

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“I love excel sheets. I love the old-fashioned paper and pen. I’ve experimented with apps and messed with slush funds. As circumstances have changed through my life, I’ve used different types of budgets that fit my paycheck lifestyle. One thing never changes, though. It’s the singular rule that keeps me money zen instead of money stressed. It’s the golden rule of budgeting.”

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