★ 10 Essential Financial Rules of Thumb
"Imagine if I offered you an investment opportunity that had a guaranteed return rate of 15, 18, or even 22 percent. I suspect that, even if money were a little tight, you’d find a way to get in on the ground floor. And yet, if I told you that you could make the same amount of money by paying down your credit card debt, you’d probably find a number of excuses why that just isn’t possible right now."