Dirtbag Millionaires

"These people ["dirtbags"] are idealists. They are totally living for today. They're fully committed to doing what they love in life. They are also always one small step from disaster. Most of these people have little to no savings. Most eat whatever they can and drink crappy beer. They are often uninsured. An injury, an illness, a pregnancy or even a car breaking down could send things cascading over the edge."

Read more about these species here: EatTheFinancialElephant.com