★ The Difference Between Feeling Poor and Having Enough

"Budgeting doesn't have to be cumbersome, it can be as simple as dividing up income into expense categories – things that must be paid versus things that are "extras." Let’s say couple A brings in $4,200 a month. They can divide their "must be paid" expenses, such as housing, utilities, debt payments, insurance, savings and car expenses into one group and groceries, eating out, and extra spending money into another. If their "must be paid" expenses comes out to say $3,000, that leaves them $1,200 to divvy up into the other expenses."

Check out the entire post here: LittleHouseintheValley.com

------ [Photo cred: Joselito Tagarao]