Building Wealth

★ Why Side Hustles Are Made For Modern Millennials

“I’ve always wanted to do well at my job (and still do), but I’ve found that tying my self worth with my job just isn’t making...

Building Wealth, Hustling, Millionaire Money

Budgeting, Building Wealth, Money Challenges

★ How to Do an Annual Budget Review

“Yearly spending is a long enough time frame to remove the noise and provide a much more accurate reflection of expenses. This allows you to better identify improvement areas for both spending and budget setting. Steve A.Steve handles the operational side of Rockstar by keeping the systems...

Building Wealth, Frugality, Making Money

★ You’re lying to yourself—and it’s hurting your wallet

Humans are ego-driven creatures. For many people, it’s easier to pad your ego than face a tough truth. When it comes to your wallet, this can be a dangerous fact. And when the average American cannot afford a $1,000 unexpected expense, it’s more important than ever to be thoughtful and...

★ The Three Levels Of Financial Independence: Because Money Is Only Part Of The Equation

Contrary to what you may think, financial independence is not all about having enough money to cover all your expenses and then some. Financial independence also means being able to overcome your psychological fears to truly live free. Steve A.Steve handles the operational side of Rockstar by...

★ Ten Lessons From Ten Safe Withdrawal Rate Case Studies

If the money runs out at age 75 we can’t say ‘Just die a few years earlier’ and, likewise, we can’t turn back time and work some more side hustles in our 40s and 50s. So, living off your money in retirement is a lot harder. Steve A.Steve handles the operational side of Rockstar by...

★ You can retire early without adopting Mr. Money Mustache’s extreme frugality

Follow the solid underlying principles espoused by the FIRE community but without the same intensity. Steve A.Steve handles the operational side of Rockstar by keeping the systems running smoothly, social media accounts active and curation buttery smooth. He also answers to the name...

Building Wealth, Investing, Making Money

★ Lump Sum or Dollar Cost Average Investing?

Investing all the lump sum immediately is often more optimal that spreading the payments over a period of time. This completely changed the way I thought about drip-feeding my money into the market and I now invest all in one go. Steve A.Steve handles the operational side of Rockstar by keeping the...

★ Adding 20 minutes to your commute is like getting a 19% pay cut

Researchers from the University of the West of England found that a 20 minute increase in round-trip commute time has the same effect on job satisfaction as a 19% reduction in income. Steve A.Steve handles the operational side of Rockstar by keeping the systems running smoothly, social media...

★ The FIRE Movement Was Inevitable

The world needs clear answers and a way to cut through all the financial BS to get what it really wants — financial freedom. Thus, change gave rise to the FIRE movement — bloggers telling their stories about how they reached financial independence. Some of them retired early. Others kept...

★ Hierarchy of Financial Needs (and the Meaning of Life)

So that’s a really brief summary of how Maslow’s hierarchy works. I’d say a similar hierarchy exists for financial needs as well. Steve A.Steve handles the operational side of Rockstar by keeping the systems running smoothly, social media accounts active and curation buttery smooth. He also...