★ Bill Cosby on Budgeting

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This video is one of the funniest I’ve seen on budgeting yet – and I’ve watched a lot of budgeting videos! ;) And coincidentally enough this is actually the first pilot episode of The Cosby Show too – pretty neat.

So sit back, grab your coffee, and enjoy some good ol’ fashioned family fun!

[If you’re reading this in an RSS feed, you can click here to see the video. Or read the transcript below which took me about 30 minutes to put together because apparently I thought it was worth doing, haha… Enjoy.]

Here’s the transcript of the everything but the last part when my fingers got tired ;)

CLIFF: How do you expect to get into college with grades like this?
THEO: No problem… See, I’m not going to college.
CLIFF: Damn right!

THEO: I am gonna get through high school, and then get a job like “regular people”
CLIFF: Regular people?
THEO: Yea, you know, who work at a gas station, drive a bus, something like that
CLIFF: So what you’re saying is your mother and I shouldn’t care if you get D’s because you don’t need good grades to be “regular people”
THEO: Right!

CLIFF: Suppose you graduate from high school – let’s say you just slide by. Alright, now, you’ve got to find a job. Now, what kind of salary do you expect for a “regular person?”
THEO: Umm… $250 aweek
CLIFF: $250 a week?
THEO: Yeah?

CLIFF: Sit down. I’m going to give you $300 a week – yes indeed. $300 a week, $1200 a month. Alright?
THEO: Great, I’ll take it.
CLIFF: Yes you will. And I will take $350 for taxes.
THEO: Woah!
CLIFF: Yeah, because you see the government comes for the “regular people” first.

CLIFF: Now, how much does that leave you with.
THEO: $850
CLIFF: Alright… Now you’ve GOT to have an apartment because you are not going to live here. So, an apartment in Manhatten will run you at least $400 a month.
THEO: I’ll live in New Jersey
CLIFF: Alright. You live in New Jersey, you have to have a car
THEO: I’ll ride a motorbike!
CLIFF: You need a helmet

CLIFF: Figure $100 a month for clothes and shoes
THEO: Figure $200 – I want to look goooood.
CLIFF: Okay, so what does that leave you with?
THEO: $200. So, no problem!
CLIFF: There is a problem. You haven’t EATEN yet!
THEO: I can get by with bologna and cereal. So, I got everything I need – plus, $200 left for the month.
CLIFF: You plan on having a girlfriend?
THEO: For sure!
CLIFF: (Takes away the $200)

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Last modified: April 5, 2017

4 Responses to :
★ Bill Cosby on Budgeting

  1. “The government comes for the regular people first!” Love it!
    I am definitely playing that clip for my next financial literacy class. I brought in the monopoly money last time, but Bill Cosby does this so much better than I do.

  2. J. Money says:

    Haha yeah, that was my favorite part too ;) I miss the Cosby show!

  3. My fav episode of all time! The best line is ‘There is a problem. You haven’t EATEN yet!”

  4. J. Money says:

    That is a good one :) And as men, eating is usually last on the list too! I always forget to include food in my daily (and financial) routines, haha…

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