May, 2016 Archive

★ The #YearofNo

“While our children are looking forward to next year becoming the #yearofyes, it’s unlikely. We’re already floating around the...

Budgeting, Debt, Frugality, Investing

★ 27 Things I Learned About Money by 27

“Everyone has an opinion with how money should be handled, spent, saved, invested or whether debt can be good or is never to be touched or if credit scores are imperative or Satan’s incarnation in the financial world. You need to develop your own opinion on financial matters.”...

★ Cash Flow Suffering? Change $hit Up!

“Cash flow is the all-powerful financial tool. With it, you build wealth. Without it, you tread water.”...

★ 1,000 Days of Early Retirement

“1,000 days ago I retired early without really knowing it. When I walked in the office on the morning of August 26, 2013, I didn’t know it would be my last day of work forever (probably).”...

Budgeting, Kick-ass Ideas

★ The Power of the 5-Minute Budget Check In

“There is no need to look at how much you have spent in each category in the previous weeks of the month. This check-in is supposed to be forward looking and if you start analyzing your past spending, the task will take much longer.”...

★ 4 Women With 4 Very Different Incomes

“The same financial pressures men face only increase when a Y-chromosome is taken out of the equation. So, as we did with men, we asked four women with four different incomes about the lives they can afford.”...

★ How to Choose Investments Like Super Mario

“It’s funny how we don’t actually care about the princess at all when we play the game. Coins either really. What do we care about? Getting to the Bowser fight of course. Why can’t we treat our life’s work this way? Think about it.”...

★ Money is Stuff and Stuff Doesn’t Matter

“As you prepare to trade another week of your time for a paycheck, don’t forget that money, like all of your other possessions, is just a thing. Money gets old and wears out, and just like that car sitting in your garage, even your money loses value over time. We’ll leave our loved...

★ Change Credit Card Due Dates to Avoid Late Fees

“Credit card providers allow you to change the due date of your credit card. If you change the payment due dates to be the same date for all cards, then you will receive your statements at right around the same time each month. This will allow you to pay all of your credit card bills …...

★ 5 Terrible Lessons That Led Me to Bankruptcy

“I’d accumulated $94,796 in debt and I was only 24-years-old! After this tumultuous journey, you’d think I would be ready to wipe out the remainder of my debt and clean my act up, right? Nah – wasn’t the case.”...