April, 2015 Archive

★ Keeping Up With The Frugals

“…I’m never going to be the most frugal blogger you’ll read. I’d much rather find ways to earn more money so I can afford...

★ The Mad Fientist Under the Microscope

“Before this, I had used my savings to fund multi-month sabbaticals from work every few years but I wasn’t really saving for anything in particular. Once the FI lightbulb went off in my head though, I put every spare dollar towards the pursuit of financial independence and started doing a...

★ This is How Your Bank Feels About Your Loan Payoff

“With our personal balance sheets, we have things we own (assets) and things we owe (liabilities). The money in our checking accounts are assets. The loans are liabilities. For a bank or credit union, it’s the other way around.”...

Budgeting, Debt, Most Popular, Saving Money

★ What You Need to Know About Money in 20 Quick Tips

“1. Keep your savings account at a different bank than your checking account. That way you don’t see your savings every time you log into your account. You won’t be tempted to transfer it or use it. Out of sight, out of mind!” ——– Photo Credit: Dave Dugdale...

★ Why Successful People Wear the Same Thing Every Day

“Living with a capsule wardrobe or adopting an iconic uniform removes most of the waste and expense from trial-and-error clothing purchases—not to mention all the time wasted shopping for items only to return later.”...

★ Are You Lying to Yourself About Your Finances?

“Just because you have a budget doesn’t mean you’re being real about your spending.”...

★ 5 Minimalist Tips to Saving Money

“If we allowed minimalism to inform our financial decisions, we would not have to spend as much time scratching our heads at credit card statements or digging through boxes of coupons or waiting for the very best deals on an item we need immediately. Minimalism helps us to save money– so...

★ What People in the Finance Industry Don’t Tell You

“Financial professionals do a really great job convincing others (and themselves) that they have all the answers. The truth is much of the time no one really has a legitimate explanation for how it all adds up. There’s more guesswork involved than most care to admit…”...

Budgeting, Building Wealth, Saving Money

★ Start Your Own Financial Independence Lottery

“If someone said that your chance of winning the lottery was 95% you’d buy a ticket. Who’s to say that your chance of achieving financial independence isn’t 95% if you commit to it. I’m making my chances of financial independence a probable probability.”...

★ Why Getting Robbed Was the Best Thing to Happen to Me

“I have boxes of things that I’ve kept over the years and every time I see the boxes, I immediately feel overwhelmed, trapped and stuck. Just by looking at stuff, I get that feeling. It’s been a constant job of mine to go through every box I have and get rid of things that no...