★ Rockstar Giveaways: Two Cents, For Your Two Cents!

Posted December 7, 2016 6:00 am by with 97 comments

rockstar giveaways

What up, what up! As part of our new Original Series here at Rockstar Finance, we’re dedicating every Wednesday to giving away some cool stuff and having fun.

Some of it will be valuable and super helpful, and others – perhaps like today’s? – will be just downright silly. Still, it’s all free to you, and we hope you’ll enjoy the change of pace :)

Good luck!

This Week’s Giveaway: An 1865 Two-Cent Piece

two-cent piece
Yes it’s real, and no you can’t spend it anymore. Well, technically I guess you can as it is/was legal tender, but it would not only break my heart as a Numismatist (that’s “coin collector” to the layman), but also be a pretty boneheaded move considering it’s worth about $20.00 :)

So in that regard alone you should be clamoring all over this! But in the off chance you’re not, here’s a little history lesson in case it sweetens the deal:

The two-cent piece was produced by the Mint of the United States for circulation from 1864 to 1872 and for collectors in 1873… The economic turmoil of the American Civil War caused government-issued coins, even the non-silver Indian Head cent, to vanish from circulation, hoarded by the public…

Although initially popular in the absence of other federal coinage, the two-cent piece’s place in circulation was usurped by other non-precious metal coins which Congress subsequently authorized, the three-cent piece and the nickel. It was abolished in 1873; large quantities were redeemed by the government and melted.Wikipedia

Imagine the hit you’d be at the Christmas parties this month spreading that knowledge around? And then the looks on their faces when you whip it out of your pocket?!

Hot. Damn.

So if you want a piece of our nation’s history, here’s your shot.

Answer this question below in the comments and you shall be entered to win:

What’s the best two cents advice you can offer us? Whether in life, money, etc?

The best answer gets it, and the most ridiculous one will be awarded our booby prize…

Can never say that we’re not fair ;)

See you back here next week with another awesome giveaway…. Hope you’re enjoying all the new series so far! Another one drops tomorrow!

**GIVEAWAY OVER** Congrats to “k.Jam” who won the coin, and double congrats to “Investment Hunting” for winning the booby prize: a bag of chocolate coins ;)

PS: We’ll run this until Tuesday at midnight, and then announce the winner back on this same page here… As well as what the booby prize was (!). Bonus points btw to the winners who send us back pics holding their prizes :)

UPDATE: Got a message from the new owner of the coin, haha… Love it:

two cent coin seas

“Here she is, horribly back-illuminated by the sunset at sea, about 100 miles offshore.  We had calm conditions on this one, thankfully!  At first I really didn’t like the picture because you can’t see the face of the coin. On second thought, though, I took this on an exhausting trip to make more modern coin. Maybe the picture is some deep commentary on the ever-changing shape of what humans have held valuable over history, illuminated yet hidden by the sun, a widely worshipped symbol of time itself. Or something.”

Jay is the founder of Rockstar Finance, and blogs about money over at BudgetsAreSexy.com. He loves all things finance, coffee, and hip-hop, and is the proud daddy of two beautiful little boys!

97 responses to ★ Rockstar Giveaways: Two Cents, For Your Two Cents!

  1. Ten Factorial Rocks (TFR) December 7th, 2016 at 6:45 am

    My 2c advice for Rockstar Finance is here (and need I remind J$ that he promised to act on it :-)):


    • Harley Gentry December 9th, 2016 at 3:03 pm

      Never bite off more than you can chew. Save your money in times of need or investing for your future needs and you’ll make it out alright.


    • Jared Fowles December 13th, 2016 at 12:08 pm

      My two cents is: Work together and a Ted talk I listened to the other day which is really relevant for our climate today, hope you enjoy.


      • J. Money December 13th, 2016 at 2:56 pm

        I think I know where that’s going, and I like it :)


  2. Richard Neubauer December 7th, 2016 at 7:47 am

    My comment: You can never get too much of what you don’t need!

    Best Regards,


  3. Cilla December 7th, 2016 at 8:23 am

    My 2 Cents: Base your spending on “Needs” not “Wants”. Once it’s spent, another opportunity is lost forever.


  4. FullTimeFinance December 7th, 2016 at 8:46 am

    My best 2cent advice, remember life is about the journey and not the destination. Live for today but plan for tomorrow,


  5. Reni Johnson December 7th, 2016 at 9:07 am

    Always question your beliefs. You may believe something that doesn’t serve you or anyone else for that matter. Our beliefs create our lives.

    That’s my two cents. I love your blog and read it every single day! Thanks J. Money!


  6. k.Jam December 7th, 2016 at 9:30 am

    Two cents that really stuck with me were from an interview with a professional mountain bike racer:

    ‘Don’t look at what you don’t want to hit.’

    It sounds simplistic, but think about it for a second… We naturally focus on the hazards ahead (in riding bikes and working out our finances). This only distracts us from the faster, simpler, safer path that is also right in front of us. So look at that instead!


    • J. Money December 7th, 2016 at 9:52 am

      Oooooh damn, that’s good.


  7. K.S. December 7th, 2016 at 9:31 am

    Live your life, not anyone else’s. We each have our own situations, hopes/dreams, goals, so don’t let other people’s opinions or lifestyles alter your own! ;)

    Thank you for all you do, J! My husband and I have followed you for a few years now and our lives are better for it!


    • J. Money December 7th, 2016 at 9:53 am

      That warms my heart, K.S. – thank you :)


  8. David Lieble December 7th, 2016 at 9:32 am

    My best two cents advice: Always sleep on a medium or large purchase.


  9. Andy December 7th, 2016 at 9:34 am

    Shut your mouth and open your ears; you might learn something.


  10. kj December 7th, 2016 at 9:39 am

    Trust your gut.


  11. Keith December 7th, 2016 at 9:44 am

    Stop spending on your credit card, pay cash and you will appreciate the real value and the real cost of what you buy.


  12. Peter Masterson December 7th, 2016 at 9:48 am

    Trust your gut. Your gut knows what your head hasn’t figured out yet.


  13. CoupleofCents December 7th, 2016 at 10:22 am

    “As much as I love personal finance, life is not about money. Spend time with your loved ones.” ~ CoupleofCents.com


  14. JMP December 7th, 2016 at 10:28 am

    From my mother; “Just because you love someone, doesn’t mean you can live with them for the rest of your life.”


  15. Samantha December 7th, 2016 at 10:41 am

    My mama always told me, “It never hurts to ask.” Because really, what have you got to lose? You only stand to gain and you’ll never know until you ask.

    Also, I’m for real drooling so hard over that penny. *heart eyes emoji*


  16. Kevin O'Brien December 7th, 2016 at 10:41 am

    Take risks in life. I have met many older people who regretted not taking more risks. I have never met someone who regretted taking risks. Later in life, you won’t remember the times you didn’t take action, you will remember the times you did.


  17. Ashley December 7th, 2016 at 11:02 am

    If you don’t have the cash to pay for it, you don’t need it. (the un-sexy version of “Budgets are sexy”? haha)

    My mom (learned from her parents) was a big believer in you can be rich on any income. I ALWAYS felt like we had more than enough for my wants and needs growing up and my dad was a school teacher in a rural town while my mom stayed at home. Being taught by example how to manage money made it so easy to live on a budget and save money for myself. Forever thankful.


  18. Kip Howell December 7th, 2016 at 11:05 am

    Not taking advantage of an employer match on your retirement plan is akin to declining a raise.
    I’ve heard so many times that the match is considered “free money.” This is an absurd concept, and no one should buy into this lie. If it were free, everyone would get it whether they worked for the company or not. I work for all of my benefits, including the company match.


  19. Shields December 7th, 2016 at 11:16 am

    Don’t Talk About It, BE About It. At some point you have to take action to achieve what you want, whether it’s career related, finance related, or relationship related, you can read/prepare/plan/think-it-over all you want, but nothing will happen without taking action and being your goal.


  20. BeerProphet December 7th, 2016 at 11:18 am

    My 2 Cents…:
    Apply yourself passionately & persevere.


  21. Kevin December 7th, 2016 at 11:26 am

    Mine are only worth about a penny each, so I’ll give you two to hit full value:

    1) “If you aren’t willing to stand up for yourself, you deserve whatever you get.”

    2) “If you think with your dick, you’re gonna get screwed. Whether figuratively or literally is entirely dependent on your luck that day.”


  22. FrankiesGirl December 7th, 2016 at 11:43 am

    My advice is actually 2 different things (so a twofer). ;)

    1. It never hurts to ask. The worst they can say is no and you’re no worse off than if you hadn’t.

    2. Hope for the best, but prepare for the worst. It really is about research and preparation.

    Love the site and been reading pretty much since the beginning.


  23. n84bs December 7th, 2016 at 12:21 pm

    call your mom


    • J. Money December 7th, 2016 at 4:37 pm

      Is that you, mom?????


  24. Sarah M. December 7th, 2016 at 12:45 pm

    Buy low, sell high


  25. Michelle December 7th, 2016 at 12:54 pm

    My Advice:

    Live a values-based life. Know what your values are, and make your personal, professional, and financial decisions based upon those values. Everyone’s values are different, and it’s okay if your decisions don’t match up with the person next to you. The only person you can truly control is yourself, so it’s important that you make decisions not only that you can live with, but that you can be proud of, and that provide you peace.

    …but that’s just my 2 cents ;)


  26. _MOTG December 7th, 2016 at 1:10 pm

    ‘Nothing is cheap unless you dont pay money for it’


  27. Laura Thruston December 7th, 2016 at 1:20 pm

    “Show up. Work hard. Be nice to people.”

    That’s always worked for me. ;-)

    Laura in ATL


  28. Brent Esplin December 7th, 2016 at 1:38 pm

    Place a substantial premium on the future.


    • Jane December 12th, 2016 at 9:54 am

      Nice. Similar to invest in yourself, but more encompassing.


  29. Allison December 7th, 2016 at 1:39 pm

    “No matter how slow you are going, you are out-lapping everyone on the couch.”–Great for money management and for fitness–starting small might seem insignificant, but it adds up over time and you are doing better than those who aren’t doing anything.


  30. Physician on FIRE December 7th, 2016 at 1:52 pm

    Compared to money, time and relationships are far more difficult to reclaim or regenerate.


  31. Lacey December 7th, 2016 at 2:03 pm

    Live your own financial life. Don’t try to keep up with other’s financial life because they aren’t going to help you pay the bills.


  32. The Happy Seller December 7th, 2016 at 2:10 pm

    Don’t drink downstream from the herd…something my dad taught me.


  33. Elle December 7th, 2016 at 2:35 pm

    Ohhhhh, this is a good one J!

    “To be, rather than to seem”

    Heard about this recently; think it’s a fantastic reminder to stop chasing things to seem rich, happy, whatever and instead do the work and be that person.


  34. Jim December 7th, 2016 at 2:48 pm

    Spend more time with friends and family because one day you won’t be able to.


    • whiskey December 10th, 2016 at 10:30 am

      I like this one…


  35. David Bower December 7th, 2016 at 2:56 pm

    My 2 Cents – “For now, you should probably keep your pecker in your pants.” As told to me by dad when I was 18, sadly I didn’t listen…


  36. Lisa December 7th, 2016 at 3:10 pm

    My 2 cents: As long you are doing no harm, live life by your own rules and in your own way and don’t worry about what people will think.


  37. Jayden December 7th, 2016 at 4:06 pm

    “Just because you can, doesn’t mean you should.”

    I find myself saying this to my kids rather often these days…


    • J. Money December 7th, 2016 at 4:36 pm

      I SAY THAT ALL THE TIME!!! Love it!


  38. FrugalFox December 7th, 2016 at 4:16 pm

    Times may be hard, and friends may be few.
    But you’ll never get down if you love what you do.


  39. Jacob December 7th, 2016 at 4:32 pm

    If you aren’t doing it for family, you’re probably gonna be lonely later.


  40. Lisa December 7th, 2016 at 4:47 pm

    Spend less than you earn, plain and simple.


  41. Ty December 7th, 2016 at 4:57 pm

    Even if you’re on the right track, you’ll get run over if you just sit there! Keep grinding!


  42. Andrei Jikh December 7th, 2016 at 5:19 pm

    There’s 3 kinds of people in this world, those who can count and those who can’t – so I became a financial advisor.

    In all seriousness though: life is not about waiting for the storm to pass, it’s about learning how to dance in the rain.


  43. LA Numismatist December 7th, 2016 at 5:58 pm

    I always thought recognizing what needs changing is the most important step. Then I read this and it flipped my perspective that taking action, whether you fail or succeed, is much more powerful.

    ‘It’s easy to see you’re on the wrong side of the river. Getting across is the hard part.’


  44. Yana December 7th, 2016 at 6:24 pm

    What’s the best two cents advice you can offer us? Whether in life, money, etc?

    You work where you live

    You spend your very life in pursuit of money to survive and thrive, and to make it worse on yourself by commuting and spending money while trying to gain makes no sense to me. Neither does it make sense to me to live in a beautiful place, but commute to a nightmare city for work. If a place is good enough to work in, it ought to be a good enough place to live.


    • Jane December 12th, 2016 at 9:57 am

      Good point.


  45. Amy December 7th, 2016 at 6:25 pm

    It just a thought, set it free…and soon you will be too.


  46. John klabunde December 7th, 2016 at 6:56 pm

    get used to being comfortable with UNCOMFORTABLE feelings in your journey to FI …Debt Free….FU money….Personal Finance is 98 percent Psychology and 2 percent Math.


  47. Jen December 7th, 2016 at 7:36 pm

    When you fulfil a want there’s another one waiting! Slow down! :-)


  48. Rachel K December 7th, 2016 at 8:43 pm

    What I tell my kids every morning as they leave for school, “Do your best and try to learn something.” Never stop learning! So thanks for the info about the two cent piece. Thanks to you, J, I’ve learned something new! :)


    • J. Money December 8th, 2016 at 2:39 pm

      I’m good at being a kid :)


  49. Arun December 7th, 2016 at 10:31 pm

    Never mess with good people. Being good is a choice they have made. They can become worse, if they want to.


    • J. Money December 8th, 2016 at 2:39 pm

      I like that one :)


      • Arun December 8th, 2016 at 10:53 pm

        Thanks J…your comment means a lot to me.
        Am a hardcore fan of Rockstar Finance.
        Here’s another one which I love….”Life’s unfair…..but it’s unfair for everyone else…..that makes Life fair”


  50. Liz@ChiefMomOfficer December 7th, 2016 at 10:38 pm

    As long as you look outward for happiness and satisfaction in your life, you will never find it.

    I have a “treasure chest” at my house with all sorts of old coins and foreign currency – the two cent piece would love to join the party! :)


    • J. Money December 8th, 2016 at 2:38 pm




  51. Stealthy Wealth December 8th, 2016 at 2:39 am

    My 2 cents:
    If you need input on something, offer a collectors edition of a 2c coin ;)


  52. Investment Hunting December 8th, 2016 at 3:01 am

    Don’t eat yellow snow

    Never go to bed angry

    The first words you always say to your wife should be “I’m Sorry” ;-)


    • J. Money December 8th, 2016 at 2:35 pm

      one of those is more important than the others ;)


  53. Caleb December 8th, 2016 at 7:56 am

    Always keep your eyes on your goal and not on the difficulties or obstacles.


  54. Fritz @ The Retirement Manifesto December 8th, 2016 at 8:34 am

    Getting rich is simple (though maybe not easy).

    Just spend less than you make, and do it for a long time.


  55. Financial Fanny Pack December 8th, 2016 at 3:30 pm

    Do or do not, there is no try. -Yoda


  56. Lorraine coe December 8th, 2016 at 6:39 pm

    Your life is in good hands your own.


  57. Dave W. December 9th, 2016 at 9:22 am

    “There are always a thousand reasons NOT to do something.”

    In our financial lives, we always seems to have to have resistance to change, and we are very good at coming up with reasons NOT to do things.

    Whether it be maxing your 401(k), starting a side hustle, or saving 50% of your income, just be aware that you will naturally come up with a 1000 reasons NOT to do it.

    Be Nike instead and “Just do it.” Work out the details as you go along.

    My 2 cents. :-)


  58. Ralph S. December 9th, 2016 at 9:52 am

    Row Row Row your boat gently down the stream,
    Merrily merrily merrily merrily,
    Life is but a dream!


  59. Upwards of Twenty December 9th, 2016 at 10:52 am

    2Cents: Figure out what you love to do, and then figure out how to get someone to pay you to do it.


  60. Mr. RIP December 9th, 2016 at 1:22 pm

    Give everything away without asking for anything. Don’t look for a job. Attract it.


  61. Chris @ Keep Thrifty December 10th, 2016 at 10:48 am

    A short and sweet one – though it might only be with a cent and a half:

    Money isn’t a goal by itself – it’s a tool to help you reach the real goals.


  62. Miss Mazuma December 10th, 2016 at 2:45 pm

    A million dollars starts with one cent…in this case, 2. ;)

    Basically, just because you’re starting from the bottom doesn’t mean you will never reach the top…you just have to push harder to gain a bit of momentum. whether it be financially or not. Something I have learned a few times in my life!


  63. zack December 10th, 2016 at 5:48 pm

    It’s better to remain silent and thought a fool than to open your mouth and remove all doubt.


  64. Roy Largo @ Band of Savers December 12th, 2016 at 7:57 am

    A lesson that my cross country coach use to teach us was:

    “It’s easier to keep up than catch up.”

    I was taught this lesson in a race setting but I’ve found that it holds true in nearly every aspect of life. Once we’ve set a pace (whether fast or slow) or habit (whether good or bad) for ourselves it is really hard to change it. If we set good habits and slowly chip away at our goals over a long period of time we can easily accomplish a ton. But if we put everything off to the very end and have to scramble to do the whole goal at the very then chances are you’ll fail. ie. if you want to be a millionaire by the time your 50 its a hell of a lot easier if you start saving/investing a little bit every day when your 20 than it would be if you decided to wait until you were 40 and had to find a way to stash away huge amounts each year.

    Take a look at any of your goals and let me know if you can find a situation in which this doesn’t hold try.


    • J. Money December 13th, 2016 at 2:59 pm

      That’s a great one, Roy!


  65. Zac December 12th, 2016 at 9:16 am

    Every day, is a great day, to have a great day


  66. Natasha Dickens with Hands for Good December 12th, 2016 at 9:36 am

    What’s the best two cents advice you can offer us? Whether in life, money, etc?

    Whatever you do, do it with all of your heart. That’s my 2 cents


  67. Hélène Massicotte December 12th, 2016 at 9:40 am

    The best things in life can’t be bought (but they’re worth the investment in time, attention and appreciation).


  68. Jane December 12th, 2016 at 9:46 am

    Value your own happiness. Track it like the mystery it is. Notice when and why you are happy. Notice what increases your happiness and what diminishes it. Journal it. (Can you believe we forget what makes us happy? Happens all the time.) Never pursue things that SHOULD make you happy, but don’t. Don’t confuse it with pleasure. Pleasure can be short term and lead to unhappiness. Happiness is like a thing of beauty – it will give joy forever.


  69. Jody Newton December 12th, 2016 at 11:37 am

    Take this approach to life: There are no more big deals. Less stress, less pressure. No More Big Deals.


  70. Michael Williams December 12th, 2016 at 11:58 am

    Two cents for this easy advice to remember, but it takes a lifetime of practice to get it right:
    You are responsible for your own happiness.
    Just remember – it’s not your circumstances, it’s your response that matters.


  71. kristin December 12th, 2016 at 4:34 pm

    remind yourself everyday of something you are thankful for and/or proud of accomplishing


  72. Tim B December 12th, 2016 at 11:19 pm

    Your actions guide your attitudes, not the other way around. If you want to change the way you think about something, act the way you want to think.


  73. Jessica Greenhood December 14th, 2016 at 7:46 am

    Knowledge is worth silver but golden when used wisely.


  74. Donna Freedman December 14th, 2016 at 11:54 pm

    Here’s mine:
    “Future You is going to judge Current You. Harshly.”

    This is something my daughter once said, and it’s true. So tempting to forgo saving for retirement, taking the time to research major purchases (or minor ones), and weighing the opportunity cost of expenditures.

    Do it anyway. YOLO can turn into “uh-oh” if you spend like there’s no tomorrow. Because there generally IS a tomorrow, and it usually costs at least as much as today.

    (That thumping sound you hear is me getting down off my soapbox.)


    • J. Money December 17th, 2016 at 11:41 am

      PS: Really liked your daughter’s advice :)


  75. J. Money December 16th, 2016 at 10:53 am


    Congrats to “k.Jam” who won the coin, and double congrats to “Investment Hunting” for winning the booby prize: a bag of chocolate coins ;)

    Extra credit for either of you who snaps a pic with your winnings!!


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