★ This is Why You Have to Pay Your Debt Off Early

"Media sings the praises of people who wipe out massive sums in 2 or 3 or less years, and rarely praise the debtor who vanquished their debt in 7 years instead of 10, but that doesn’t mean they didn’t win a real battle. ... Tossing as little as an extra $50 to $100 per month at your loan will likely execute a huge payoff for you in the long term."