★ Rockstar Giveaway: The “Millionaire Next Door” Bundle

Posted January 25, 2017 6:00 am by with 55 comments

millionaire next door books

This is part of our weekly Giveaway series.
To see our previous giveaways, and who won them, click above!

What’s up, money lovers! If you’ve ever wanted to be a millionaire, now’s your chance to learn all the secrets ;) Up for grabs this week is “The Millionaire Next Door” book and its companion “The Millionaire Mind” by Thomas J. Stanley, Ph.D.

That’s TWO MILLION DOLLARS worth of books right there – get excited!!

Haha… Seriously though, they’re awesome books and it’s no surprise they tend to land on all the “best money books” lists. Especially “The Millionaire Next Door” which kicked off our own Book Series here on the site last month (and is my personal all-time favorite).

Here’s a clip from it:

This is THE book to help us understand how real people become millionaires, to debunk the myth that millionaires are either lucky or inherit their wealth, and to find practical advice on how we too can succeed with money. Stanley’s findings revolve around three main themes: live below your means, choose a partner with similar values, focus time and energy on wealth accumulation.

We haven’t pushed out our “Millionaire Mind” review yet, but here’s a clip from the bio on Amazon to wet your whistle:

The Millionaire Mind targets a population of millionaires who have accumulated substantial wealth and live in ways that openly demonstrate their affluence. Exploring the ideas, beliefs, and behaviors that enabled these millionaires to build and maintain their fortunes, Dr. Stanley provides a fascinating look at who America’s financial elite are and how they got there.

They’re awesome books, and would look even more awesome on your bookshelves :)

Want them?

Tell us if you think YOUR neighbors are millionaires or not – and why (that’s the juicy part!) – and we’ll select one winner by this time next week. Feel free to go anonymously so you can serve up the dirt :)

I’ll play along too. I think my neighbor *is* a millionaire because he just scooped up a half a million dollar place as if it was nothing, and from what I’ve gathered so far he’s a pretty popular published author in his circles. He’s also single (and older) with no kids, and I don’t know anyone like that that would pick up a 5 bedroom place just for himself? Doesn’t that sound like what a rich person would do? (Or maybe I need to re-read these books? :)).

Either way, your turn! Tell us what you think of your neighbor(s), and let’s see if your guesses are correct… Because next you’re going to ask them if they are a millionaire or not, right? RIGHT???

UPDATE: Congrats to Mrs. Picky Pincher for winning! Was fun reading everyone’s responses :)


PS: To see who won last week’s piggy bank full of cash, click here.

Jay is the founder of Rockstar Finance, and blogs about money over at BudgetsAreSexy.com. He loves all things finance, coffee, and hip-hop, and is the proud daddy of two beautiful little boys!

55 responses to ★ Rockstar Giveaway: The “Millionaire Next Door” Bundle

  1. whiskey January 25th, 2017 at 7:05 am

    Older man, single that lives a few houses down. Nice house, older but nice vehicle… In talking to him in the past, he owned his own company but sold it to move down south away from heavy taxation. He has bought several rental properties in the general area that do not stay vacant. He still plays in the stock market, he’s said as much and he hustles; he has several little companies (1-2 man outfits) that do property maintenance.
    I would say stealth wealth for sure. He looks and acts like he’s got it made w/o making a show of it. Always friendly and doesn’t seem to be running the rat race….


    • J. Money January 25th, 2017 at 3:18 pm

      I’d agree with your assessment.

      The low key swagger is where it’s at ;)


  2. Roy Largo @ Band of Savers January 25th, 2017 at 7:40 am

    Of all the people in our area that I have met I think there is only one millionaire family. Most are in their early 30s with average jobs and working hard to pay off mortgages. But the man across the street use to be a chemist for Proctor and Gamble and, according to the rumors, was one of the lead developers of Febreze. Apparently their license plates use to be FEBREZE 1 and FEBREZE 2.


    • J. Money January 25th, 2017 at 3:19 pm

      Hahaaha… That. Is. Awesome.


  3. Kim January 25th, 2017 at 9:00 am

    I don’t think any of my neighbours are millionaires – yet. We have a house (affectionately called the frat house) with a number of young single miners, making 6-figure salaries. They’re definitely still living like college students for the most part. They have a number of “toys” (snowmachines, dirt bikes, etc), but it’s nothing too crazy. A few smart moves, and they could feasibly be millionaires in about 10 years.


  4. Jason January 25th, 2017 at 9:18 am

    Not a shot! While living in a one-bedroom condo (that could help), I’d estimate 5 days a week on average a box delivered from some retail company, amazon, or monthly delivery service. How in the world is there even room to hold (hoard?) that many items?! If automatically purchasing from every possible recurring monthly retail/service offering brings you further from the millionaire next door, I’m not sure what will!


  5. NatPhorU January 25th, 2017 at 9:27 am

    My closest neighbors are my tenants in the other unit in my house. If I had to guess, I would say they are not millionaires primarily due to the fact that they are both 22, just finished college, just got their first jobs, and this is the first place they’ve ever lived that wasn’t with their parents.


  6. Tony Marchese January 25th, 2017 at 9:32 am

    I don’t think she’s a millionaire. Let’s break it down!
    This woman lives in a paid off house, by settlement of divorce, but fails to maintain the yard and does not try to keep it in good condition (her gutters are growing plants, and her roof looks one rain away from caving). She has 3 children that visit sporadically. She doesn’t seem to work, but I’m not convinced she is an early retiree on her teacher’s salary. She “upgrades” to a different brand new car every other year.

    To me, it seems like a woman who went through a rough divorce, received a nice chunk of change, and is riding that money out for a while until she picks her next move.


    • J. Money January 25th, 2017 at 3:23 pm

      Maybe she’s one of those “eccentric” millionaires? :)


  7. Mary January 25th, 2017 at 9:34 am

    One of my neighbor’s clearly appears better off than the rest of us ’round here. He retired from a great job after a long career and has wonderful handyman skills that he uses towards the betterment of his property (and I’m sure he saves a bundle on home repairs in the process!). It would not surprise me to learn that he’s a millionaire or close to it.


  8. wc January 25th, 2017 at 9:52 am

    My neighbors are a young couple with one child and another on the way. They just purchased the house beside their parents as-is, and have replaced carpet and tidied up on the outside. He works for his family’s small business, and his parents are handy and are always doing something to improve their older home with the help of friends and family. They are a lot like we were when we were young, and I think they will be living in this house in 40 years. We are millionaires (almost multi), live in our modest but well maintained first home, live near family, married young but have been married for over 40 years, drive a 16 year old well maintained vehicle, and are debt free. We choose to take a couple of nice vacations a year instead of wasting money on car payments every month.


  9. Kaleigh January 25th, 2017 at 10:04 am

    My upstairs neighbor sounds very similar to “Whiskey’s” above – older guy, also a veteran, drives a nice, but no frills car. He worked as a landscape architect for many years after serving his country and now teaches landscape architecture a few quarters per year at the local university. Our apartment buildings are definitely an affordable choice in the midst of a neighborhood where home prices go well over $1 mil as little as a block away. If I had to guess my neighbor is a frugal living master! Added bonus: he is my favorite neighbor – very friendly, engaging, and smart.


  10. Mrs. Picky Pincher January 25th, 2017 at 10:17 am

    Ooooh, I like this game. :)

    Nope, I don’t think any of my neighbors are millionaires. In fact, we’re probably the “richest” people on the block.

    One neighbor has quite a few people living there–at least 8. They all work and I see them coming home in their uniforms from jobs that I assume are hourly. But they always have super-nice and unnecessary cars.

    The lady on the other side could *possibly* be a millionaire. She’s unmarried and has zero kids–but she does have FIVE CATS. I call her the “Cat Lady” and I want her to be my friend, as a fellow crazy cat lady. She drives an old beat-up Saturn station wagon, which is a great mark of a frugal person. She puts out hardly any trash, though, which makes me wonder if she eats out often.


    • Adam January 25th, 2017 at 1:57 pm

      I hardly eat out at all, but I don’t put out much trash. Cooking at home doesn’t produce that much trash — especially if you eat everything you buy and use reusable shopping bags. What produces a lot of trash is buying a bunch of crap and having to throw away the packaging. Cat Lady sounds like a millionaire in the making if she’s not already.


      • J. Money January 25th, 2017 at 3:26 pm

        Maybe she’s into the No Waste movement! I did my best to follow along but MAN was it hard… it did make me much more conscious though and I am better than I was before at least :)

        (Here’s my favorite blog on it for anyone interested: http://www.zerowastehome.com/ Her family of 4 literally produces one mason jar worth of trash. IN ONE ENTIRE YEAR.)


    • J. Money February 1st, 2017 at 10:16 am

      PS: You’re the winner this week Mrs. Picky Pincher :) Congrats!!!


  11. Anonymous January 25th, 2017 at 10:24 am

    We have one neighbour who is definitely a millionaire. She enjoys long days working in her yard, walking her dogs and just generally radiating a calm happiness. No fancy cars, no fancy patio furniture, just a simple life. She FIREd about 20 years ago.


  12. Noelle January 25th, 2017 at 10:40 am

    I don’t think any of my neighbours are millionaires. We live on a small cul-de-sac and it’s mostly families or young couples. I’d venture a guess and say we have the highest net worth of the street, but we live way below our means and so I suppose no one would suspect us to be future millionaires either.


    • J. Money January 25th, 2017 at 3:26 pm

      “Future millionaires” – I like that :)


  13. Pearl January 25th, 2017 at 10:53 am

    A few of our neighbors are millionaires – on paper. They have multiplex homes (with tenants) in a moderate income area in an expensive city.


  14. Mike January 25th, 2017 at 11:58 am

    My neighbor across the street casually offers financial thoughts from time to time. Little pieces of advice…small steps for me to “think about” if I want to acquire wealth. It’s sometimes what he doesn’t say that is just as important…he drives a 20 year old car and doesn’t care about personal image. He is focused on his goals enjoying a simple and good life now…to earn a simple and great life later! And he is worth 1 million!


    • J. Money January 25th, 2017 at 3:27 pm

      So much better when they try to help out others around them – glad to hear it :)


  15. David January 25th, 2017 at 12:16 pm

    I dont think my neighbors are millionaires Since they live next to me. !


  16. Andrew January 25th, 2017 at 12:56 pm

    No, I don’t think any of my neighbors are millionaires. Of course, you never truly know unless you get a peek of their investment account (or the money hidden under the mattress)!! Here are a couple of observations as to why I don’t think so:

    – I’ve spoken to a few neighbors and they are in jobs they aren’t really excited about. If I was a millionaire, or even remotely close to a millionaire, I would find a new job if I didn’t like mine. I wouldn’t feel trapped.

    – Some live in one bedroom apartments, drive REALLY nice cars and leave for work at the butt crack of dawn in suits. While there’s a chance of them being a millionaire, they are really young and I believe they are working on climbing the corporate ladder.

    – Investing came up in conversation for a couple other neighbors while we were grabbing a beer together. Let’s just say that I’m quite positive they weren’t at the millionaire status yet. Don’t get me wrong, I’m not their either!


  17. Single Dad Living January 25th, 2017 at 1:04 pm

    I’m pretty sure I’m the wealthiest person on my block. Not that I’m bragging or because I’m rich (my net worth is roughly $310,000). But rather because I purposely moved into a less wealthy part of town, and because most of the people I know on the block are not savers or investors and have low paying jobs. Also, we don’t have any newly retired people, everyone seems to be between 25 and 55, most with kids/teenagers, plus lots of divorced people, and a smattering of low income rentals.

    On my left is a new young immigrant family from Indonesia with 3 small kids, so I would be surprised if they are sitting on a pile of money, due to all the recent changes in their lives.

    On my left is a super dysfunctional mixed family with 3 kids (1 toddler and 2 teenagers), 2 dogs, 2 cats and one income that I estimate is around $50,000 per year, and they like to have new vehicles. So again I would be surprised if they were sitting on a pile of money.


  18. Scott January 25th, 2017 at 1:04 pm

    I believe that one of my neighbors is a millionaire. Why? Because he bought his large house in cash, he does all of the massive yard work himself, and we borrow stuff from each other rather than buying new items. I would guess he is a good example of the millionaire next door.


    • J. Money January 25th, 2017 at 3:28 pm

      CASH ONLY – man that is pimp.


  19. Josh January 25th, 2017 at 1:34 pm

    I live in a very affluent part of the Dallas area and I know my 62 year neighbor is a millionaire because he paid cash for his home, cars, and land he is building a get away on again with cash. He is old school with his cash and hates his bills. I has taught me many things over the years and now I’m getting rid of my mortgage at age 36 and following his footsteps. He has worked construction for 40 years also.


  20. Mindful Cents January 25th, 2017 at 1:39 pm

    I think my neighbor – single guy in his 50’s could be a millionaire.
    He doesn’t travel, doesn’t spend money, his rental is cheap and he works full time. He definitely does not spend money on clothes – he has been wearing same ear muffs since I know him lol


  21. Adam January 25th, 2017 at 1:52 pm

    I’m pretty sure a lot of my neighbors are millionaires. The old lady that lives across the street MUST be a millionaire. She’s almost 90 years old, and she’s lived in that 1000 sq ft house since it was built in 1951 — Warren Buffet style!

    My next door neighbors on either side are probably millionaires too. The couple on one side of us owns a local restaurant/martini bar — which reminds me, I need to become better friends with them. They just redid their entire house, and it looks amazing, but not like an overstated mansion. It might be 1800 sq ft now (they were all 1000 – 1450 sq ft when originally built). They bought the house in 1981.

    The guy on the other side of me has two or three boys around high school age. He works from home, and I see him riding a bike around when he’s not driving his 10-year old crossover.

    I’m pretty sure my girlfriend and I are the youngest couple in the neighborhood — it mostly attracts established families since its in a great school district. Several of the owners I’ve met have lived there more than 30 years (so they’ve no doubt paid off the mortgage). All of my neighbors have had a lot more time to take advantage of compound interest. I could be one of the poorest saps on the block with my measly six-figure net worth.


    • J. Money January 25th, 2017 at 3:30 pm

      I want you to go on a mission of finding out more about your 90 y/o neighbor :) I bet she has all kinds of solid info waiting to pour out! (Do it!)


  22. Brenda @ Greenspunky January 25th, 2017 at 1:54 pm

    I believe my neighbor on the left is close to being a millionaire. I moved into my home 5 years ago (will be 6 years tomorrow) and at that time he drove an old beat up Jeep that was purchased from his mom. Last year he finally upgraded to a slightly newer but still old Jeep. I never see him leave or arrive from work so I am assuming he mainly works from home. He also takes a lot of backpacking trips throughout the year.

    The neighbor on the right is completely different. Both wife and husband drive shiny new cars. The husband leaves super early (around the time I’m waking up) and gets home super late from work. I’m not sure if his wife works (nothing wrong with that as they do have a small child). Last year he was telling me they wanted to add on to the house and buy land somewhere. They usually travel once a year around the holidays. So no, I don’t think they are close to being millionaires.

    With all that being said . . . . I’m not close to being a millionaire either so there. ;)


  23. Joan January 25th, 2017 at 2:32 pm

    My neighbors are the kindest people, and definitely millionaires! They are a retired couple with college-age kids, drive reasonable cars, and are both retired (well, she still runs a local nonprofit for fun). He moved into their house as a bachelor in the mid-1980s (we moved next door two years ago and paid 8x what he did) and they stayed to raise their family. They are the happiest and kindest couple, and obviously saved their pennies to enjoy their early retirement.


    • J. Money January 25th, 2017 at 3:31 pm

      “runs a local nonprofit for fun” – that’s the good life right there! Working on stuff you’re passionate about vs for the $$$! Beautiful!


  24. Reese325 January 25th, 2017 at 2:40 pm

    I suspect some of my immediate neighbors are millionaires, of the quiet, low key variety. I live very close (within half a mile) to a lot of professional athletes and rock stars, and they are certainly living it up. I might have a higher net worth than some of them do the way they are blowing through their stash.


  25. Jenny January 25th, 2017 at 3:13 pm

    I do not think my neighbor’s are millionaire’s,BUT, I think they are financially independent. My neighbor is a young retired military, he doesn’t work, but everyone else in his household does. They are not flashy, and don’t look so overly stressed out. Good for him, he deserves it after serving 20+ years.


  26. JPReisender January 25th, 2017 at 3:45 pm

    I think I’m the only millionaire on my street, although the retired NYC cop might be. He lives in a smallish house by himself (most of the time), but he’s not afraid to spend money on a new car every couple of years. He also gives small but thoughtful Christmas presents to every family on the street every year.


  27. Jen D January 25th, 2017 at 3:48 pm

    All of my neighbors names are Dave (not kidding) and I wouldn’t be shocked if most are closet millionaires. We live in a bit of a transitional community as half of the community boasts $500k homes and the other half are about $100-$200k homes. We live about half a block away from what we call the fancy-pants subdivision.

    North Dave works as an engineer for the state. He spends a good chunk of his time skiing, mountain biking and foraging for feebies at our local dumping stations. I know the freebie thing as he occasionally brings over items he thinks I can use and I do the same. North Dave will retire a millionaire.

    South Dave is a bit of a hoarder. He was forced to retire after an automobile incident left him medically unable to work. He spends his days taking in troubled folks from the area and chauffeuring his two roommates around. His roommates work and donate all of the money they make to different programs to help with underprivileged folks in the area. It’s really quite sweet. South Dave is likely not a millionaire. But he enjoys his lifestyle. His one roommate retired as a nurse and I have no doubt he is a millionaire, which is why he donates his time and money now.

    West Dave owns a 2 acre hobby farm in the middle of town that has been passed down for well over 150 years. He works as an engineer for GE. I know West Dave isn’t a millionaire yet, but I have no doubt he will retire as one as they live very similar lifestyles to my hubby and I.

    Unfortunately there is no East Dave as the east end of yard borders a field. Perhaps some day!


    • J. Money January 27th, 2017 at 6:21 am

      Hahahahah… really enjoyed reading this, thank you :)


  28. Jeremy January 25th, 2017 at 4:13 pm

    One out of four possible neighbors may be a millionaire. Here is my perspective on each neighbor.
    1st neighbor: I’m outside and I see that they have replaced their front door and side window. The neighbor is standing outside (knowing she is a stay at home mom) I say to her, “The door looks really nice.” She thanks me. She proceeds to tell me that they also replaced the door on the back of the house. So I ask, “So, what is the rough cost of replacing the doors?” Answer, about $5000 for 2 F@3%ing doors that are nothing special. No stained glass, nothing artistic about it, nothing special. WTF! Side note, a year before this I repainted my front door artistically for less than $50 in supplies. Needless to say, I don’t think millionaires next door spend $5000 on 2 doors. Or do they?

    Neighbor 2: Stay at home mom with 5 kids(I live in Utah:) and a husband that is trying to get a business going. Probably not millionaires.
    Neighbor 3: Young, just bought their first house, about to start a family. Probably not millionaires.
    Neighbor 4: Mid 50’s. Don’t work. Always doing something to the house the DIY way. Always home. If not millionaires, at least retired and set for life. Envious!


    • J. Money January 27th, 2017 at 6:23 am

      I had a plumber over yesterday who told me one of the houses he works on has sink faucets that cost more than cars (!!!). I can’t even imagine dropping $$$ like that.


  29. Ruby @ A Journey We Love January 25th, 2017 at 6:50 pm

    I live in a townhouse community so..

    Right next door neighbor is probably a millionaire. Is almost never at home and is like an enigma. Drives an older car (late 90s) but rumour has it, he has a house up north too and just shows up every now and again. He’s a professor too, so he may just be doing that for fun. Bought the unit when the house was first built in 2006 and is still cool not having people rent it out when he’s not there.

    Neighbor on the left – probably not. Renting the place for the past 5+ years (their landlord must be really happy), and has 3 cars. Like, VWs and BMWs. But… you’ll never know!


  30. Chris January 25th, 2017 at 8:20 pm

    Eldery couple across the street radiate stealth wealth to the trained eye. He’s a retired insurance actuary (same company for 40 years); they own two comfortable homes outright (renting out the second when they aren’t there) and do all their own yard and home maintenance. No flashy cars and they wear classic, well-made clothes. Pleasant, well-educated and soft-spoken people with successful adult children who also exude quiet, confident wealth (you know the type!). She shops thrift shops and yard sales to buy used winter jackets for low-income kids in our area elementary schools. They live simple, thrifty lives, yet they live well and are some of the genuinely kindest people I’ve ever met.


    • J. Money January 27th, 2017 at 6:24 am

      Oh yeah, definitely millionaires!


  31. Rachel Embree January 25th, 2017 at 11:50 pm

    Someone in my life (I have no neighbors :) ) is living like a millionaire but I think most of it is loans. Has to have the ‘name-brand-of-the-hour’ stuff that then gets chunked in a closet not long after. Drives me crazy with all the ‘stuff’. But I just smile and be polite ☺️


  32. Aspiring PAW January 26th, 2017 at 3:25 pm

    I DO NOT think that my neighbors are Millionaires or will they be. Lease brand new cars as they say they can’t afford the payments of buying outright. They also bought their home with little money down and pay a few hundred dollars a month in PMI. But for me the biggest indicator is I let them borrow about 30 moving boxes that I had taken good care of for 4-5 years and used for over 3 moves and when they were done they just threw them away! My wife and I can afford to buy new ones next time we move but that mindset of just tossing perfectly good boxes that someone let you borrow is an indicator of larger problems with their views on money.


    • J. Money January 27th, 2017 at 6:25 am

      I would agree :( That’s crazy they didn’t even ask if you wanted them back??


  33. Spencer J. January 26th, 2017 at 7:17 pm

    I do not think my neighbors (down the street) are millionaires. Although both parents work and I believe command far above average incomes, they spend money faster than they can likely bring it in. New cars every few years (newest one was a Tesla), newest phones, tech watches, constant upgrades to their house, and the like. It seems like every item they own or buy is the top of the line and overly expensive brand item. Status seems to be the center of their motivation for everything they purchase and choose to focus their lives around. It’s too bad, as I am still good friends with them and seem to not be excluded in any way socially even though everything I own is outdated, don’t command an exceptionally high income, etc. Maybe they will come around when I retire and no longer have to work for money!


  34. Miss Balance January 26th, 2017 at 8:27 pm

    There is lovely older couple who live next door, they must be millionaires already because they have been offered a motza from the developers to sell their small house and land to be knocked down and turned into a high rise apartment block like the rest of the street. I know many people in our area who have taken the money and happily moved. They must already have enough money, and be content to live their simple life and don’t feel the need up upgrade, uproot, or change their lifestyle. Stick it to the man!


    • J. Money January 27th, 2017 at 6:26 am

      Nice!! Good for them!


  35. Daniel P January 26th, 2017 at 10:22 pm

    Neighbor Upstairs. I rented a basement suite for almost three years from him just moved out. I assumed I paid about half his mortgage. Wife was a physiotherapist, he owned a computer business serving small businesses. Opened up two new locations while I was there. Might not be a millionaire yet but on his way. Also both drove 5+ year old cars.


  36. Kat January 27th, 2017 at 1:58 pm

    I doubt it as I live among young professionals and grad students. Most of them drive newer nice cars. The number of deliveries from subscription boxes and Amazon doesn’t speak of people who pinch pennies. The amount of maintainence they neglect in thier condo units is slightly terrifying to me. Nice people with questionable money management.


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