★ The Hindu Triad of Budgeting

"A typical American family could theoretically save 15% of their income on housing, 10% on transportation, and 5% on food for a combined savings rate of 30%... Simply focusing on housing alone could have a substantial impact on savings rates and working years. If there could only be one place to focus, this would be it, not only for the large savings possibilities but also for the automation potential."

Check out the full (pretty fascinating) article here: FlannelGuyROI.com